YMAG is a YieldMax Exchange-Traded Fund (ETF) designed for diversification, and consists of the following funds:
NVDY, TSLY, AMZY, FBY, GOOY, APLY, & MSFO.
In this comparison, we introduce MAG4, a focused strategy that equally invests ONLY in four top-performing ETFs:
NVDY, TSLY, AMZY, and FBY. Starting from 2024-01-30, MAG4 achieved a 50.71% higher total return vs YMAG!
Compare YMAG vs MAG4:
This tool allows you to compare total returns for a $10,000 invested into YMAG and MAG4, split equally into underlying funds, with & without dividend reinvestment (DRIP) as well as adjust starting date.
METRIC | SPY | YMAG | MAG4 | NVDY | TSLY | AMZY | FBY |
---|---|---|---|---|---|---|---|
Start Value | $10,000 | $10,000 | $10,000 | $2,500 | $2,500 | $2,500 | $2,500 |
Start Price | $490.9 | $19.9 | $21.3 | $25.0 | $17.9 | $21.4 | $22.3 |
Start Shares | 20.4 | 502.8 | 468.5 | 100.1 | 139.4 | 116.9 | 112.1 |
RETURNS WITH DRIP | |||||||
Final Value | $11,432 | $11,946 | $12,932 | $4,048 | $2,662 | $2,961 | $3,262 |
Last Price | $551.9 | $15.7 | $13.9 | $17.0 | $8.4 | $16.0 | $17.2 |
End Shares | 20.7 | 761.8 | 928.5 | 238.1 | 315.3 | 185.2 | 189.9 |
Total Dividends | $184 | $5,007 | $8,721 | $3,336 | $2,449 | $1,382 | $1,554 |
Total Return | 14.3% | 19.5% | 29.3% | 61.9% | 6.5% | 18.4% | 30.5% |
NO-DRIP RETURNS | SPY | YMAG | MAG4 | NVDY | TSLY | AMZY | FBY |
Final Value | $11,426 | $11,974 | $12,899 | $3,929 | $2,838 | $2,990 | $3,141 |
Total Dividends | $183 | $4,091 | $6,226 | $2,227 | $1,662 | $1,121 | $1,215 |
Total Return | 14.3% | 19.7% | 29.0% | 57.2% | 13.5% | 19.6% | 25.6% |
The results above clearly show that MAG4 outperformed YMAG in both total returns and dividends.
See detailed report for each of MAG4 stocks: NVDY, TSLY, AMZY and FBY
Summary of YMAG vs MAG4 Returns:
With dividend reinvestment (DRIP), MAG4 earned $8,721, compared to YMAG’s $5,007.
Even without DRIP, MAG4’s dividends totaled $6,226, surpassing YMAG’s $4,091.
MAG4’s advantage comes from its focused strategy of selecting high-performing ETFs like NVDY and TSLY, while YMAG’s broader diversification, including underperformers like GOOY, APLY, and MSFO, held it back.
Here are some key takeaways from the comparison:
- Higher Returns: MAG4 achieved a total return with DRIP of 29.32%, compared to YMAG’s 19.46%. Without DRIP, MAG4 still led with a return of 28.99%, versus YMAG’s 19.74%.
- Better Dividend Performance: MAG4 consistently delivered higher dividends both with and without DRIP.
- Strategic Focus: MAG4 focuses on high-yield ETFs like NVDY and TSLY, avoiding lower-performing options like GOOY, APLY, and MSFO.
Dividend Payouts & DRIP Share Accumulation
Table below shows the progress for each fund - dividend payment date, total amount paid, and total shares for the period after devidends were reinvested (DRIP).
Date | SPY | YMAG | MAG4 | NVDY | TSLY | AMZY | FBY |
---|---|---|---|---|---|---|---|
2024-01-31 |
$39
(20.5 shares) |
-
(502.8 shares) |
-
(468.5 shares) |
-
(100.1 shares) |
-
(139.4 shares) |
-
(116.9 shares) |
-
(112.1 shares) |
2024-02-09 |
-
(20.5 shares) |
-
(502.8 shares) |
$501
(490.2 shares) |
$162
(106.1 shares) |
$118
(145.7 shares) |
$82
(120.4 shares) |
$139
(118.0 shares) |
2024-02-20 |
-
(20.5 shares) |
$221
(513.9 shares) |
-
(490.2 shares) |
-
(106.1 shares) |
-
(145.7 shares) |
-
(120.4 shares) |
-
(118.0 shares) |
2024-03-08 |
-
(20.5 shares) |
-
(513.9 shares) |
$655
(517.1 shares) |
$305
(116.2 shares) |
$124
(153.1 shares) |
$80
(123.8 shares) |
$146
(124.0 shares) |
2024-03-18 |
-
(20.5 shares) |
$313
(529.5 shares) |
-
(517.1 shares) |
-
(116.2 shares) |
-
(153.1 shares) |
-
(123.8 shares) |
-
(124.0 shares) |
2024-04-08 |
-
(20.5 shares) |
-
(529.5 shares) |
$684
(545.8 shares) |
$333
(127.8 shares) |
$109
(160.0 shares) |
$89
(127.5 shares) |
$153
(130.5 shares) |
2024-04-19 |
-
(20.5 shares) |
$340
(547.6 shares) |
-
(545.8 shares) |
-
(127.8 shares) |
-
(160.0 shares) |
-
(127.5 shares) |
-
(130.5 shares) |
2024-04-30 |
$33
(20.5 shares) |
-
(547.6 shares) |
-
(545.8 shares) |
-
(127.8 shares) |
-
(160.0 shares) |
-
(127.5 shares) |
-
(130.5 shares) |
2024-05-08 |
-
(20.5 shares) |
-
(547.6 shares) |
$528
(570.6 shares) |
$160
(133.7 shares) |
$116
(167.4 shares) |
$129
(132.9 shares) |
$123
(136.6 shares) |
2024-05-17 |
-
(20.5 shares) |
$359
(565.6 shares) |
-
(570.6 shares) |
-
(133.7 shares) |
-
(167.4 shares) |
-
(132.9 shares) |
-
(136.6 shares) |
2024-06-07 |
-
(20.5 shares) |
-
(565.6 shares) |
$716
(600.7 shares) |
$373
(145.6 shares) |
$113
(174.7 shares) |
$132
(138.7 shares) |
$98
(141.6 shares) |
2024-06-17 |
-
(20.5 shares) |
$394
(584.6 shares) |
-
(600.7 shares) |
-
(145.6 shares) |
-
(174.7 shares) |
-
(138.7 shares) |
-
(141.6 shares) |
2024-07-08 |
-
(20.5 shares) |
-
(584.6 shares) |
$790
(633.7 shares) |
$391
(158.4 shares) |
$186
(185.0 shares) |
$110
(143.6 shares) |
$103
(146.7 shares) |
2024-07-18 |
-
(20.5 shares) |
$382
(603.7 shares) |
-
(633.7 shares) |
-
(158.4 shares) |
-
(185.0 shares) |
-
(143.6 shares) |
-
(146.7 shares) |
2024-07-31 |
$36
(20.6 shares) |
-
(603.7 shares) |
-
(633.7 shares) |
-
(158.4 shares) |
-
(185.0 shares) |
-
(143.6 shares) |
-
(146.7 shares) |
2024-08-08 |
-
(20.6 shares) |
-
(603.7 shares) |
$592
(666.0 shares) |
$209
(167.0 shares) |
$192
(198.7 shares) |
$70
(147.2 shares) |
$121
(153.1 shares) |
2024-08-16 |
-
(20.6 shares) |
$357
(622.5 shares) |
-
(666.0 shares) |
-
(167.0 shares) |
-
(198.7 shares) |
-
(147.2 shares) |
-
(153.1 shares) |
2024-09-09 |
-
(20.6 shares) |
-
(622.5 shares) |
$598
(699.2 shares) |
$240
(177.5 shares) |
$173
(211.8 shares) |
$100
(152.4 shares) |
$84
(157.6 shares) |
2024-09-20 |
-
(20.6 shares) |
$124
(629.0 shares) |
-
(699.2 shares) |
-
(177.5 shares) |
-
(211.8 shares) |
-
(152.4 shares) |
-
(157.6 shares) |
2024-09-27 |
-
(20.6 shares) |
$107
(634.5 shares) |
-
(699.2 shares) |
-
(177.5 shares) |
-
(211.8 shares) |
-
(152.4 shares) |
-
(157.6 shares) |
2024-10-04 |
-
(20.6 shares) |
$105
(640.0 shares) |
$252
(717.4 shares) |
-
(177.5 shares) |
$252
(230.0 shares) |
-
(152.4 shares) |
-
(157.6 shares) |
2024-10-11 |
-
(20.6 shares) |
$182
(649.7 shares) |
$356
(732.7 shares) |
$204
(185.3 shares) |
-
(230.0 shares) |
-
(152.4 shares) |
$152
(165.0 shares) |
2024-10-18 |
-
(20.6 shares) |
$148
(657.6 shares) |
-
(732.7 shares) |
-
(185.3 shares) |
-
(230.0 shares) |
-
(152.4 shares) |
-
(165.0 shares) |
2024-10-25 |
-
(20.6 shares) |
$36
(659.4 shares) |
$121
(738.9 shares) |
-
(185.3 shares) |
-
(230.0 shares) |
$121
(158.5 shares) |
-
(165.0 shares) |
2024-10-31 |
$36
(20.6 shares) |
-
(659.4 shares) |
-
(738.9 shares) |
-
(185.3 shares) |
-
(230.0 shares) |
-
(158.5 shares) |
-
(165.0 shares) |
2024-11-01 |
-
(20.6 shares) |
$101
(664.8 shares) |
$145
(750.4 shares) |
-
(185.3 shares) |
$145
(241.5 shares) |
-
(158.5 shares) |
-
(165.0 shares) |
2024-11-08 |
-
(20.6 shares) |
$138
(671.8 shares) |
$341
(764.9 shares) |
$197
(192.6 shares) |
-
(241.5 shares) |
-
(158.5 shares) |
$144
(172.2 shares) |
2024-11-15 |
-
(20.6 shares) |
$142
(679.2 shares) |
-
(764.9 shares) |
-
(192.6 shares) |
-
(241.5 shares) |
-
(158.5 shares) |
-
(172.2 shares) |
2024-11-22 |
-
(20.6 shares) |
$41
(681.3 shares) |
$198
(775.0 shares) |
-
(192.6 shares) |
-
(241.5 shares) |
$198
(168.6 shares) |
-
(172.2 shares) |
2024-12-02 |
-
(20.6 shares) |
$139
(688.4 shares) |
$319
(794.9 shares) |
-
(192.6 shares) |
$319
(261.5 shares) |
-
(168.6 shares) |
-
(172.2 shares) |
2024-12-06 |
-
(20.6 shares) |
$192
(698.0 shares) |
$305
(807.5 shares) |
$239
(202.0 shares) |
-
(261.5 shares) |
-
(168.6 shares) |
$66
(175.4 shares) |
2024-12-13 |
-
(20.6 shares) |
$118
(703.9 shares) |
-
(807.5 shares) |
-
(202.0 shares) |
-
(261.5 shares) |
-
(168.6 shares) |
-
(175.4 shares) |
2024-12-20 |
-
(20.6 shares) |
$42
(706.0 shares) |
$152
(815.1 shares) |
-
(202.0 shares) |
-
(261.5 shares) |
$152
(176.2 shares) |
-
(175.4 shares) |
2024-12-30 |
-
(20.6 shares) |
$123
(712.3 shares) |
$366
(837.9 shares) |
-
(202.0 shares) |
$366
(284.3 shares) |
-
(176.2 shares) |
-
(175.4 shares) |
2025-01-06 |
-
(20.6 shares) |
$223
(723.8 shares) |
$268
(849.4 shares) |
$188
(209.5 shares) |
-
(284.3 shares) |
-
(176.2 shares) |
$80
(179.4 shares) |
2025-01-10 |
-
(20.6 shares) |
$114
(729.9 shares) |
-
(849.4 shares) |
-
(209.5 shares) |
-
(284.3 shares) |
-
(176.2 shares) |
-
(179.4 shares) |
2025-01-17 |
-
(20.6 shares) |
$36
(731.9 shares) |
$72
(853.1 shares) |
-
(209.5 shares) |
-
(284.3 shares) |
$72
(179.9 shares) |
-
(179.4 shares) |
2025-01-24 |
-
(20.6 shares) |
$73
(735.7 shares) |
$215
(868.5 shares) |
-
(209.5 shares) |
$215
(299.6 shares) |
-
(179.9 shares) |
-
(179.4 shares) |
2025-01-31 |
$41
(20.7 shares) |
$140
(743.3 shares) |
$300
(883.5 shares) |
$181
(218.7 shares) |
-
(299.6 shares) |
-
(179.9 shares) |
$118
(185.2 shares) |
2025-02-07 |
-
(20.7 shares) |
$139
(751.0 shares) |
-
(883.5 shares) |
-
(218.7 shares) |
-
(299.6 shares) |
-
(179.9 shares) |
-
(185.2 shares) |
2025-02-14 |
-
(20.7 shares) |
$38
(753.0 shares) |
$101
(888.7 shares) |
-
(218.7 shares) |
-
(299.6 shares) |
$101
(185.2 shares) |
-
(185.2 shares) |
2025-02-21 |
-
(20.7 shares) |
$103
(758.9 shares) |
$183
(904.4 shares) |
-
(218.7 shares) |
$183
(315.3 shares) |
-
(185.2 shares) |
-
(185.2 shares) |
2025-02-28 |
-
(20.7 shares) |
$134
(766.9 shares) |
$474
(928.5 shares) |
$384
(238.1 shares) |
-
(315.3 shares) |
-
(185.2 shares) |
$91
(189.9 shares) |
Total | $185 | $5,105 | $9,232 | $3,568 | $2,610 | $1,436 | $1,618 |
"-" indicates no dividend payment for the Stock/ETF for that period.
Payouts Per Share
This table shows dividend amount per share for each Stock/ETF and total amount per share collected from start date.
Date | SPY | YMAG | NVDY | TSLY | AMZY | FBY |
---|---|---|---|---|---|---|
2024-01-31 | $1.91 | - | - | - | - | - |
2024-02-09 | - | - | $1.53 | $0.81 | $0.68 | $1.18 |
2024-02-20 | - | $0.43 | - | - | - | - |
2024-03-08 | - | - | $2.62 | $0.81 | $0.64 | $1.18 |
2024-03-18 | - | $0.59 | - | - | - | - |
2024-04-08 | - | - | $2.61 | $0.68 | $0.70 | $1.17 |
2024-04-19 | - | $0.62 | - | - | - | - |
2024-04-30 | $1.59 | - | - | - | - | - |
2024-05-08 | - | - | $1.20 | $0.69 | $0.97 | $0.90 |
2024-05-17 | - | $0.64 | - | - | - | - |
2024-06-07 | - | - | $2.56 | $0.64 | $0.95 | $0.69 |
2024-06-17 | - | $0.68 | - | - | - | - |
2024-07-08 | - | - | $2.47 | $1.00 | $0.77 | $0.70 |
2024-07-18 | - | $0.64 | - | - | - | - |
2024-07-31 | $1.76 | - | - | - | - | - |
2024-08-08 | - | - | $1.25 | $0.97 | $0.47 | $0.79 |
2024-08-16 | - | $0.58 | - | - | - | - |
2024-09-09 | - | - | $1.35 | $0.82 | $0.66 | $0.53 |
2024-09-20 | - | $0.20 | - | - | - | - |
2024-09-27 | - | $0.17 | - | - | - | - |
2024-10-04 | - | $0.16 | - | $1.09 | - | - |
2024-10-11 | - | $0.28 | $1.10 | - | - | $0.92 |
2024-10-18 | - | $0.23 | - | - | - | - |
2024-10-25 | - | $0.05 | - | - | $0.76 | - |
2024-10-31 | $1.75 | - | - | - | - | - |
2024-11-01 | - | $0.15 | - | $0.60 | - | - |
2024-11-08 | - | $0.21 | $1.02 | - | - | $0.84 |
2024-11-15 | - | $0.21 | - | - | - | - |
2024-11-22 | - | $0.06 | - | - | $1.17 | - |
2024-12-02 | - | $0.20 | - | $1.22 | - | - |
2024-12-06 | - | $0.28 | $1.19 | - | - | $0.38 |
2024-12-13 | - | $0.17 | - | - | - | - |
2024-12-20 | - | $0.06 | - | - | $0.86 | - |
2024-12-30 | - | $0.17 | - | $1.29 | - | - |
2025-01-06 | - | $0.31 | $0.90 | - | - | $0.44 |
2025-01-10 | - | $0.16 | - | - | - | - |
2025-01-17 | - | $0.05 | - | - | $0.40 | - |
2025-01-24 | - | $0.10 | - | $0.72 | - | - |
2025-01-31 | $1.97 | $0.19 | $0.83 | - | - | $0.64 |
2025-02-07 | - | $0.19 | - | - | - | - |
2025-02-14 | - | $0.05 | - | - | $0.55 | - |
2025-02-21 | - | $0.14 | - | $0.58 | - | - |
2025-02-28 | - | $0.18 | $1.61 | - | - | $0.48 |
Total | $8.97 | $8.14 | $22.25 | $11.93 | $9.59 | $10.84 |
For investors looking to maximize growth and income, the "MAG4" might be a good option, as it demonstrates the value of a carefully curated ETF strategy. This comparison highlights how a more targeted approach can deliver better results than broader diversification.
Brian
Can the calculator be changed to account for NAV erosion?