OFG Bancorp OFG | NYSE

$40.46 -$0.35 | -0.86%

After Hours
$41.26 $0.80 | 1.98%

Company Overview:

Market Cap: $1.88B
PE Ratio: 9.8
52-Week Range: $30.53 - $47.57
Dividend Yield (FWD): 2.47% ($1.00)

10 Year Performance Metrics:

Total Return (with DRIP): 239.80% (13.01% / yr)
Total Return (no DRIP): 198.60% (11.56% / yr)
Share Price: 168.84%
Dividend Increase: 150.00%
OFG 10-yr Total Return ($10,000 investment)
1Y 2Y 5Y 10Y All

OFG Dividend Payments, Yield & Share Price charts

Dividend Payments & Yield
OFG Dividend CAGR:1Y: 13.64%2Y: 11.80%5Y: 28.99%10Y: 9.60%
Share Price
OFG Price CAGR:1Y: 27.07%2Y: 20.94%5Y: 14.19%10Y: 10.42%

Unlock All Reports & Research Dividend Stocks like a BOSS!

Monthly
$15/mo
14-days Free Trial. Cancel anytime.
Unlimited Access to dividend stocks reports & multiple metrics, for Dividend-oriented Investors.
Stock Comparison Tools
Dividend Stock Research
Dividend ETFs Research
Custom Dividend-centered Reports
YieldMax Holdings & Daily Trades
Start Free Trial
Yearly - 33% OFF
$120/yr
14-days Free Trial. Cancel anytime.
Unlimited Access to dividend stocks reports & multiple metrics, for Dividend-oriented Investors.
Stock Comparison Tools
Dividend Stock Research
Dividend ETFs Research
Custom Dividend-centered Reports
YieldMax Holdings & Daily Trades
Start Free Trial

OFG Dividend Safety: Payout & Dividend to Free Cash Flow Ratios.

Dividend payout ration is Dividend/EPS, and indicates if company can afford to pay dividends from net income that it earned in the quarter.

Since EPS can be played with using different "accounting gymnastics", a better measure of dividends safety is Dividend to Free Cash Flow (FCF) ratio.

FCF is how much cash the company has earned each quarter, after paying all expenses not related to earnings.

Lower Ratio indicates SAFER Dividend! Ratios consistently close to, or over 100% are usually unsustainable and often indicate a dividend cut might be coming soon.

Dividend Payout Ratio - OFG
14-Day FREE Trial Get Full Access Now!
Dividend to Free Cash Flow Ratio - OFG
14-Day FREE Trial Get Full Access Now!

OFG Earnings, Revenue, Cash & Debt, Shares Outstaning:

OFG - EPS vs PE Ratio
14-Day FREE Trial Get Full Access Now!
OFG - FCF vs FCF / Share
14-Day FREE Trial Get Full Access Now!
OFG - EPS vs FCF / Share
14-Day FREE Trial Get Full Access Now!
OFG - FCF vs Stock Based Comp
14-Day FREE Trial Get Full Access Now!
OFG - Revenue vs Net Income
14-Day FREE Trial Get Full Access Now!
OFG - Cash & Debt
14-Day FREE Trial Get Full Access Now!
OFG - Revenue
14-Day FREE Trial Get Full Access Now!
OFG Revenue CAGR:1Y: 25.17%2Y: 17.22%5Y: 16.64%10Y: 7.54%
OFG - Earnings Per Share (EPS)
14-Day FREE Trial Get Full Access Now!
OFG EPS CAGR:1Y: 7.53%2Y: 7.21%5Y: 55.50%10Y: 11.39%
OFG - Net Income
14-Day FREE Trial Get Full Access Now!
OFG Net Income CAGR:1Y: 4.74%2Y: 5.89%5Y: 52.20%10Y: 11.33%
OFG - EBITDA
14-Day FREE Trial Get Full Access Now!
OFG EBITDA CAGR:1Y: -6.24%2Y: -9.87%5Y: 21.14%10Y: 2.33%
OFG - Free Cash Flow
14-Day FREE Trial Get Full Access Now!
OFG Free Cash Flow CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
OFG - Free Cash Flow / Share
14-Day FREE Trial Get Full Access Now!
OFG Free Cash Flow / Share CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
OFG - Gross Profit
14-Day FREE Trial Get Full Access Now!
OFG Gross Profit CAGR:1Y: 25.17%2Y: 17.22%5Y: 16.64%10Y: 9.42%
OFG - Expenses
14-Day FREE Trial Get Full Access Now!
OFG Expenses CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
OFG - Shares Outstanding
14-Day FREE Trial Get Full Access Now!
OFG Shares Outstanding CAGR:1Y: -2.91%2Y: -1.40%5Y: -1.98%10Y: -1.11%
OFG - Share Buybacks
14-Day FREE Trial Get Full Access Now!
OFG Share Buybacks CAGR:1Y: -100.00%2Y: N/A5Y: N/A10Y: -100.00%
OFG - Stock-Based Comp
14-Day FREE Trial Get Full Access Now!
OFG Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
OFG - Dividends
14-Day FREE Trial Get Full Access Now!
OFG Dividend CAGR:1Y: 13.64%2Y: 11.80%5Y: 28.99%10Y: 9.60%
OFG - Revenue by Segment
14-Day FREE Trial Get Full Access Now!
OFG Revenue CAGR:1Y: 25.17%2Y: 17.22%5Y: 16.64%10Y: 7.54%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

OFG - REVENUE: Actual + Estimates
14-Day FREE Trial Get Full Access Now!
OFG Actual Revenue CAGR:1Y: 25.17%2Y: 17.22%5Y: 16.64%10Y: 7.54%
OFG - EPS: Actual + Estimates
14-Day FREE Trial Get Full Access Now!
OFG Actual EPS CAGR:1Y: 7.53%2Y: 7.21%5Y: 55.50%10Y: 11.39%
OFG - NET INCOME: Actual + Estimates
14-Day FREE Trial Get Full Access Now!
OFG Actual Net Income CAGR:1Y: 4.74%2Y: 5.89%5Y: 52.20%10Y: 11.33%
OFG - EBITDA: Actual + Estimates
14-Day FREE Trial Get Full Access Now!
OFG Actual EBITDA CAGR:1Y: -6.24%2Y: -9.87%5Y: 21.14%10Y: 2.33%

Ratios, Profit Margins & Return on Capital:

OFG - Net Profit Margin
14-Day FREE Trial Get Full Access Now!
OFG Net Profit Margin CAGR:1Y: -16.33%2Y: -9.67%5Y: 30.46%10Y: 3.52%
OFG - Gross Profit Margin
14-Day FREE Trial Get Full Access Now!
OFG Gross Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 1.75%
OFG - Price to Earnings
14-Day FREE Trial Get Full Access Now!
OFG - Price To Sales Ratio
14-Day FREE Trial Get Full Access Now!
OFG - Return on Capital Employed
14-Day FREE Trial Get Full Access Now!
OFG - Return on Invested Capital
14-Day FREE Trial Get Full Access Now!

Compare stocks side-by-side
 

OFG Dividends Info:

Annual Dividend: $1.00
Forward Yield: 2.47%
Ex-Dividend Date: 2024-12-31
Lifetime Dividens / Share: $11.61

OFG Dividend History: Dates, Payments & Yield list

Below is a schedule of all OFG dividend payments, ex-dates, share price on the day of the payment as well as TTM & forward yield

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
12/31/202401/15/2025$0.2502.49%2.49%$40.15
09/30/202410/15/2024$0.2501.67%2.23%$44.92
06/28/202407/15/2024$0.2502.51%2.67%$37.45
03/27/202404/15/2024$0.2502.5%2.74%$36.46
12/28/202301/16/2024$0.2202.33%2.33%$37.84
09/28/202310/16/2023$0.2202.87%2.94%$29.93
06/29/202307/17/2023$0.2203.2%3.35%$26.29
03/30/202304/17/2023$0.2203.16%3.61%$24.37
12/29/202201/17/2023$0.2002.53%2.89%$27.67
09/29/202210/17/2022$0.2002.47%3.19%$25.10
06/29/202207/15/2022$0.1502.12%2.35%$25.52
03/30/202204/18/2022$0.1501.76%2.25%$26.71
12/30/202101/18/2022$0.1201.49%1.79%$26.85
09/29/202110/15/2021$0.1201.36%1.87%$25.66
06/29/202107/15/2021$0.0801.35%1.44%$22.27
03/30/202104/15/2021$0.0801.3%1.43%$22.32
12/30/202001/15/2021$0.0701.55%1.55%$18.07
09/29/202010/15/2020$0.0702.25%2.25%$12.46
06/29/202007/15/2020$0.0702.15%2.15%$13.01
03/30/202004/15/2020$0.0702.46%2.46%$11.39
12/30/201901/15/2020$0.0701.19%1.19%$23.54
09/27/201910/15/2019$0.0701.26%1.26%$22.14
06/27/201907/15/2019$0.0701.14%1.18%$23.66
03/28/201904/15/2019$0.0701.33%1.43%$19.52
12/28/201801/15/2019$0.0701.55%1.73%$16.16
09/27/201810/15/2018$0.0601.49%1.49%$16.15
06/28/201807/16/2018$0.0601.7%1.7%$14.15
03/28/201804/16/2018$0.0602.24%2.24%$10.70
12/28/201701/16/2018$0.0602.62%2.62%$9.15
09/28/201710/16/2017$0.0602.65%2.65%$9.05
06/28/201707/17/2017$0.0602.41%2.41%$9.95
03/29/201704/17/2017$0.0602.13%2.13%$11.25
12/28/201601/17/2017$0.0601.78%1.78%$13.50
09/28/201610/17/2016$0.0602.37%2.37%$10.11
06/28/201607/15/2016$0.0603.53%3.03%$7.93
03/29/201604/15/2016$0.0604.56%3.42%$7.01
12/29/201501/15/2016$0.0604.63%3.09%$7.77
09/28/201510/15/2015$0.1004.46%4.46%$8.97
06/26/201507/15/2015$0.1002.7%2.85%$14.05
03/27/201504/15/2015$0.1002.18%2.42%$16.55
12/29/201401/15/2015$0.1002.03%2.39%$16.76
09/26/201410/15/2014$0.0802.12%2.12%$15.08
06/26/201407/15/2014$0.0801.62%1.73%$18.54
03/26/201404/15/2014$0.0801.64%1.88%$17.05
12/27/201301/15/2014$0.0801.52%1.87%$17.15
09/26/201310/15/2013$0.0601.45%1.45%$16.54
06/26/201307/15/2013$0.0601.35%1.35%$17.74
03/26/201304/15/2013$0.0601.54%1.54%$15.61
12/27/201201/15/2013$0.0601.82%1.82%$13.20
09/26/201210/15/2012$0.0602.25%2.25%$10.67
06/27/201207/16/2012$0.0602.2%2.29%$10.46
03/28/201204/13/2012$0.0601.78%1.94%$12.34
12/28/201101/13/2012$0.0601.73%1.98%$12.13
09/28/201110/14/2011$0.0502.15%2.15%$9.29
06/28/201107/15/2011$0.0501.64%1.73%$11.57
03/29/201104/15/2011$0.0501.44%1.59%$12.54
12/29/201001/14/2011$0.0501.39%1.63%$12.25
09/28/201010/15/2010$0.0401.21%1.21%$13.19
06/28/201007/15/2010$0.0401.23%1.23%$13.03
03/29/201004/15/2010$0.0401.14%1.14%$14.09
12/29/200901/15/2010$0.0401.47%1.47%$10.85
09/28/200910/15/2009$0.0401.96%1.2%$13.28
06/30/200907/15/2009$0.0403.71%1.65%$9.70
03/30/200904/15/2009$0.0409.96%3.46%$4.62
12/26/200801/15/2009$0.1409.08%9.08%$6.17
09/26/200810/15/2008$0.1403.09%3.09%$18.14
06/26/200807/15/2008$0.1403.67%3.67%$15.26
03/27/200804/15/2008$0.1402.71%2.71%$20.64
12/27/200701/15/2008$0.1404.05%4.05%$13.82
10/01/200710/17/2007$0.1404.71%4.71%$11.90
06/27/200707/13/2007$0.1405.18%5.18%$10.81
03/28/200704/17/2007$0.1404.71%4.71%$11.88
12/27/200601/12/2007$0.1404.31%4.31%$12.99
09/27/200610/16/2006$0.1404.7%4.7%$11.92
06/28/200607/14/2006$0.1404.51%4.51%$12.42
03/28/200604/17/2006$0.1403.94%3.94%$14.20
12/28/200501/16/2006$0.1404.5%4.5%$12.45
09/28/200510/14/2005$0.1404.61%4.61%$12.16
06/28/200507/15/2005$0.1403.77%3.85%$14.53
03/28/200504/15/2005$0.1402.32%2.42%$23.12
12/28/200401/14/2005$0.1411.89%2.03%$27.73
09/28/200410/15/2004$0.1272.15%2.15%$23.64
06/28/200407/15/2004$0.1272.04%2.09%$24.41
03/26/200404/15/2004$0.1271.7%1.78%$28.64
12/26/200301/15/2004$0.1272.07%2.22%$22.97
09/26/200310/15/2003$0.1162.33%2.33%$19.84
06/26/200307/15/2003$0.1162.19%2.27%$20.41
03/27/200304/15/2003$0.1162.42%2.6%$17.77
12/26/200201/15/2003$0.1162.51%2.74%$16.89
09/26/200210/15/2002$0.0992.72%2.71%$14.64
06/26/200207/15/2002$0.0992.41%2.46%$16.13
03/27/200204/15/2002$0.1092.64%3.03%$14.38
12/27/200101/15/2002$0.0903.11%3.11%$11.58
09/26/200110/15/2001$0.0903.06%3.06%$11.78
06/27/200107/16/2001$0.0903.47%3.47%$10.40
03/28/200104/16/2001$0.0904.71%4.71%$7.66
12/27/200001/15/2001$0.0904.97%4.97%$7.25
09/27/200010/16/2000$0.0904.45%4.45%$8.11
06/28/200007/14/2000$0.0904.46%4.46%$8.08
03/28/200004/17/2000$0.0903.2%3.2%$11.27
12/28/199901/17/2000$0.0902.94%2.94%$12.25
09/28/199910/15/1999$0.0902.48%2.64%$13.67
06/28/199907/15/1999$0.0902.14%2.43%$14.84
03/26/199904/15/1999$0.0901.77%2.16%$16.68
12/28/199801/15/1999$0.0691.44%1.46%$18.90
09/28/199810/15/1998$0.0681.52%1.59%$17.05
06/26/199807/15/1998$0.0681.49%1.62%$16.68
03/27/199804/15/1998$0.0681.4%1.61%$16.79
12/26/199701/15/1998$0.0561.67%1.69%$13.30
09/26/199710/15/1997$0.0571.6%1.73%$13.16
06/26/199707/15/1997$0.0541.61%2.28%$9.51
03/26/199704/15/1997$0.0541.5%2.38%$9.11
12/16/199601/15/1997$0.0451.74%2.61%$6.90
06/14/199607/03/1996$0.0382.54%2.67%$5.63
03/12/199604/03/1996$0.0382.72%3.05%$4.92
12/13/199501/04/1996$0.0382.33%3.03%$4.96
09/14/199510/02/1995$0.0301.84%2.27%$5.29
06/29/199507/17/1995$0.0291.76%2.56%$4.51
03/13/199504/03/1995$0.0191.67%2.15%$3.58
12/09/199401/05/1995$0.0191.52%2.37%$3.25
09/14/199410/05/1994$0.0121.21%1.23%$3.99
06/15/199407/05/1994$0.0091.09%0.87%$4.15
03/25/199404/15/1994$0.0090.98%0.79%$4.58
12/28/199301/14/1994$0.0180.84%1.44%$5.00
09/27/199310/15/1993$0.0090.73%0.88%$4.12
07/22/199308/16/1993$0.0090.97%1.29%$2.79
03/26/199304/15/1993$0.0060.81%1.07%$2.24
12/24/199201/15/1993$0.0060.68%1.37%$1.76
09/25/199210/15/1992$0.0060.37%1.47%$1.64
10/12/198810/21/1988$0.0051.59%1.59%$1.20
06/24/198807/21/1988$0.0051.59%1.59%$1.20
03/25/198804/21/1988$0.0051.2%1.59%$1.20
12/24/198701/21/1988$0.0051.11%2.22%$0.86
09/24/198710/21/1987$0.0050.51%2.06%$0.93

Get the best Dividend Stock Research Tools:

Monthly
$15/mo
14-days Free Trial. Cancel anytime.
Unlimited Access to dividend stocks reports & multiple metrics, for Dividend-oriented Investors.
Stock Comparison Tools
Dividend Stock Research
Dividend ETFs Research
Custom Dividend-centered Reports
YieldMax Holdings & Daily Trades
Start Free Trial
Yearly - 33% OFF
$120/yr
14-days Free Trial. Cancel anytime.
Unlimited Access to dividend stocks reports & multiple metrics, for Dividend-oriented Investors.
Stock Comparison Tools
Dividend Stock Research
Dividend ETFs Research
Custom Dividend-centered Reports
YieldMax Holdings & Daily Trades
Start Free Trial

Projected Future Returns & Dividends for OFG

Based on past 10-year performance, here are OFG growth metrics:

Share price CAGR of +10.39%
Dividend CAGR of +9.6%
Using OFG CAGR metrics, we can estimate, that your initial $10000 investment, over next 10 years ago, should grow with dividends being reinvested (DRIP) as follows:

OFG
Current Price$40.46
Start Shares247.16
Start Value$10,000
 
After 10 years:
Final Share Count313.74
Dividends Payment$0.63
Annual Dividends$784
Yield on cost7.84%
Share Price$98.53
Total Dividends$4,434
Final Value$30,913

Estimated Future Value + Dividends - OFG

NOTE: Above numbers are our estimate based on OFG's Dividend and Price CAGR over past 10 years. These numebrs should only be considered as "potential future returns"! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these estimates.

Company Info

OFG Bancorp (OFG) had its IPO on 1987-03-26, and is trader on NYSE stock exchange.

OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending services; financial planning and insurance services; and corporate and individual trust, and retirement services. It also provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. In addition, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company operates through a network of 50 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

OFG website: https://www.ofgbancorp.com


Get Full Access to All Reports with DRIPCalc PRO

Monthly
$15/mo
14-days Free Trial. Cancel anytime.
Unlimited Access to dividend stocks reports & multiple metrics, for Dividend-oriented Investors.
Stock Comparison Tools
Dividend Stock Research
Dividend ETFs Research
Custom Dividend-centered Reports
YieldMax Holdings & Daily Trades
Start Free Trial
Yearly - 33% OFF
$120/yr
14-days Free Trial. Cancel anytime.
Unlimited Access to dividend stocks reports & multiple metrics, for Dividend-oriented Investors.
Stock Comparison Tools
Dividend Stock Research
Dividend ETFs Research
Custom Dividend-centered Reports
YieldMax Holdings & Daily Trades
Start Free Trial